The Premier Savings Plan from Friends Provident International is a regular premium savings plan that has in-built flexibility, easy access, huge fund choice and a range of special options.

LOW MINIMUM INVESTMENT
Premier can be accessed from as little as US$150 per month. Payments can be made
monthly, quarterly or half-yearly. Single premiums can be invested into existing plans.

HIGHER CONTRIBUTIONS = HIGHER ALLOCATION RATES
Allocation rates of up to 125% are available – on plans with monthly contributions
higher than US$2,000.

MASSIVE FUND CHOICE
Premier can link to up to a maximum of 10 funds from the FPIL mirror fund range. New
funds are being added to the range all the time. And if you don’t like your choice of
mirror funds then you can switch between them as often as you like – currently at no
extra charge.

SPECIAL OPTION: ADDITIONAL LIFE COVER
This is available on one or two lives and provides extra amounts of life assurance cover.
The minimum additional life cover amount is US$30,000 (or currency equivalent). You
can start or stop Additional Life Cover at any time.

SPECIAL OPTION: PREMIUM PROTECTION COVER
Premium Protection Cover ensures that, if you are unable to pay premiums as a result
of disablement, your premiums will continue to be paid for you. This is available on one
or two lives. It can be started or stopped at any time.

CURRENCY CHOICE
Payments into Premier can be made in US Dollars, Sterling, Hong Kong Dollars or Euro.

NO BID/OFFER SPREAD
More of your money is invested at every contribution.

ACCESS TO YOUR MONEY
With Premier, penalty free withdrawals can be taken, irregularly, monthly, quarterly, half-yearly or annually. If required, they
can also be taken termly (for those paying school fees). The minimum withdrawal is US$1,500 per withdrawal, per plan.
Withdrawals can be taken while premiums are being paid.

SIMPLE CHARGING STRUCTURE
The charges levied on Premier are simple and easy to understand. The brochure and Technical Guide give full details.

INCREASE/DECREASE
Premium increases – and premium decreases – can be made free of charge at any premium due date (decreases – after
Initial period).

SAVING FOR…
• a once-in-a-lifetime holiday
• your dream car, boat or apartment
• school fees for your children
• protection against that “rainy day”.

PAID UP PLANS
Plans can be made paid up (premiums cease although the Plan remains in force) at any time after the Initial Period.

If you are interested to learn more then please Contact Me and I’ll be pleased to guide you through the benefits and how this may help you. Below you will find some useful literature and I shall try to keep this updated as much as possible. Happy reading!

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